Financing You Can Count On

American Financing Specialists is a nationally recognized financial company. Whether you need to get new equipment, finance your accounts receivable and inventory, raise working capital, or acquire a company, we can do it all

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Offering a Full Line of Financing Solutions

 

 

 

SBA Loans

Most for-profit small businesses are eligible for an SBA guaranteed loan. This includes manufacturers, wholesale, retail and service businesses as well as independent or franchise businesses

Equipment Leasing

Types of Leases We Offer:
  • Application only to $300,000
  • NO financial statements necessary
  • NO tax returns necessary
  • Middle market financing up to $2M
  • Large ticket over $2M
We can finance any state or federally controlled entity!

Unsecured Business Loan & Lines of Credit

FUNDING FOR SMALL BUSINESSES HAS CHANGED!

In today's economic environment, banks are no longer able to lend money to businesses like yours as they have in the past. This leaves the banks with a mountain of applicants and a shrinking reserve of money to lend.

Fortunately, we can help!

Debt Restructuring

Growing companies enter into loan agreements to pay for equipment needed to expand their businesses. Loans have different maturities and in most cases, the companies have built-in equity in the equipment. We will pay off all your lenders and refinance all your equipment into one loan!

This can result in reduced payments of 30% or more, so your cash flow and bottom line are greatly improved

Accounts Receivable Financing

Unlock the Cash Tied Up in Your Receivables!

Accounts receivable financing, or Factoring, is the purchase of accounts receivable invoices at a discount. If you sell your products or services to businesses that pay in 30, 60, 90 days or more, American Financing Specialists has a liquidity solution for you!

Construction Equipment Financing

Up to $300,000!

We can approve transactions in 24-48 hours or less. American Financing Specialists is a specialist in funding all types of specialty trucks and construction equipment.

We work directly with equipment dealers or end users. Our specialty is less than perfect credit or people who have been turned down by traditional sources

Fix + Flip Financing

We recognize that real estate investors might have a hard time obtaining financing for fix and flip or buy and hold deals, and so our goal is to help investors obtain capital to fund these deals with Loans from $75K to $3M+

Revenue-Based Financing

We realize the challenges faced by women, people of color, veterans and businesses in low to moderate income areas. Revenue-based financing allows more flexibility than traditional bank debt with no equity dilution. It is similar to a term loan, but instead of a fixed payment every month, a percentage of revenue is taken.

This allows for smaller payments during slower revenue months, and larger payments in stronger months

Lending Criteria

  • Term: 2 - 5 Years
  • Funding amounts from $50K - $1MM
  • Revenue-Based Financing:
  • A portion of revenues will be paid monthly at a pre-established percentage until the principal and additional fees have been repaid
  • Typically 3%-9% of monthly cash receipts

Medical Working Capital

We can finance Ologists of all types, as well as Dentists, Family Practitioners, General Practitioners, MD's, Osteopaths, Psychiatrists, Veterinarians!

Securities-Based Lending

American Financing Specialists offers the nation's only non-transfer of title Securities-based loans.

If you have a portfolio of securities, we can set up a line of credit of 70-90% of the value of the portfolio. This line of credit is utilized as a true line of credit and you may borrow as much or as little as you want. You can utilize the money for any purpose with no restrictions

You keep complete control of your portfolio

Business Acquisition Financing

The advantages of business acquisition financing include immediate growth opportunities and reduced risk compared to starting a new business from scratch. However, challenges such as the debt burden and potential integration issues between the acquiring and acquired businesses must be managed carefully. When done correctly, this financing, especially with a minimal down payment, can be a powerful tool for business expansion and long-term success.

American Financing Specialists
is a specialist in providing you with the necessary capital to fund any company you wish to acquire!

Real Estate Financing

American Financing Specialists is a private commercial lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. We feature a variety of commercial loan programs to accommodate borrowers' needs, with loan limits ranging from $75,000 to $10 million plus!

Church Financing

Automatic Approval! Your church can be automatically approved for a loan to purchase the equipment you NEED NOW!

We offer low rates and up to 60 months to repay with a 95% approval rate. We can finance pews, air-conditioning and heating systems, organs, sound and video equipment, pianos, computers, or just about ANY type of equipment your church needs

Commercial Bridge Loans

A Commercial Bridge Loan is a short-term financing solution designed to address immediate financial needs while waiting for long-term financing to be secured.

Often, a company may be approved for a loan through its bank or financial institution, but the loan might not close for 4-6 months. During this waiting period, a short-term bridge loan can be provided, which will be repaid when the senior loan closes, ensuring that the company's short-term financial needs are met without delay. These loans are particularly valuable in situations requiring rapid action, such as property acquisition, renovation, or seizing time-sensitive opportunities

Business Term Loans

We offer traditional working capital loans with great rates and up to 1-5 years to repay. We can finance businesses in all 50 states and get approvals in 24-48 hours!

This is a conventional fixed rate loan in amounts of between $20,000 and $500,000. We also have a FAST TRACK loan program where we can provide a loan of between $20,000 to $100,000 and all we need is an application and the last four months bank statements

Easy Pay Cash Advance

We are proud to announce one of the easiest and most beneficial ways to get quick cash for your business!



Get No Hassle Quick & Easy Cash Up To $150,000 for Any use in Under 7 Days

  • NO FINANCIALS
  • NO TAX RETURNS
  • NO ASSET DOCUMENTATION
  • Approvals in 24-48 hours
  • Funding in 3 to 4 days after approval

 

  • USE IT TO BUY NEEDED EQUIPMENT
  •  USE IT TO HIRE MORE EMPLOYEES
  •  USE IT TO REMODEL
  •  USE IT FOR ANYTHING YOU WANT!
  • Poor credit: NO PROBLEM
  • Late payments: NO PROBLEM
  • Bank turndowns: NO PROBLEM

Whether you need to get new equipment, finance your accounts receivable, raise working capital, or acquire a company, American Financing Specialists can do it all!

Contact Us Today

770-652-1147|rthomas@americanfinancingspecialists.com

Please contact us today for a free, no-obligation analysis of your financing needs. A member of our professional staff will contact you to discuss your business' short and long-term financial needs
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